132 South Main St.
Hardwick, VT 05843

802-472-5517

M-F 8:30 - 4:00

ABOUT US

Since 1979

Since 1979, Calderwood Insurance has provided Northern Vermont customers with top-notch service. We realize protecting your valuable assets is serious business, and providing customers with affordable insurance solutions is our highest priority. 

As a customer of the Calderwood Agency, you can rest assured that we do business the "old fashioned" way. To us, that means that we service what we sell.


Since 1979, Calderwood Insurance has provided Northern Vermont customers with top-notch service. We realize protecting your valuable assets is serious business, and providing customers with affordable insurance solutions is our highest priority. 


As a customer of the Calderwood Agency, you can rest assured that we do business the "old fashioned" way. To us, that means that we service what we sell.


  • Effective Emergency Braking Technique
  • Best Hand and Seating Position for Control
  • Precision Steering and Car Control
  • Tire Care
  • Mirrors and Blind Spots
  • Emergency Lane Changes
  • Dangers of Tailgating


We are pleased to represent Co-operative Insurance Companies, Middlebury, VT, as well as the other fine companies listed below. They all share our commitment to provide superior Service and Protection that is second to none.



Click each logo to pay online

What people are saying about us...


Calderwood Insurance Agency is wonderful! I purchased my business and worker's comp insurance through this agency - originally with Scott Calderwood and now with Mike Gauthier and their excellent team. Personally, we insure our home and autos and another business here as well.


Last year we had a house fire that damaged but did not destroy our house. The adjuster was there the next day and everything was covered after the deductible. No quibbling over details. No trying to do things "on the cheap" Covered. Supportive all through the process. The check was there. The people were all exceptional!


Do I recommend Calderwood Insurance Agency? Absolutely!


Linda Fox

E. Hardwick


Calderwood Insurance has been my home, auto, and business insurer for over 25 years. I like dealing with a local agency and a Vermont based carrier. I've had a few auto and one home claim over the years, and having an adjuster that is local and shows up and solves the problem is quite reassuring.


Mike, Jo-Anne, and Lindsay have been responsive with my 6 month reviews (life changes and I like to keep things updated).


You will be well served by Calderwood Insurance.


David Rowell

Craftsbury